It’s naive of me to think there are no benefits to using a credit card. There are. I hear story after story of people paying for vacations and airplane tickets and concerts using their reward points. I understand the convenience of swiping a card and then just paying one bill every month. There’s even a
If you’ve ever listened to those fancy financial guru’s discuss investing, you’ve heard the advice about having a well diversified investment portfolio. Of course very few American’s are actually investing to implement this strategy. But the idea behind it is solid financial advice. It basically means, don’t invest all of your money in one thing.
The full time job is dead. The days of finding a position within a corporation, climbing the ladder, and then retiring at age 65 just don’t exist anymore. Don’t believe me? Ask someone graduating college this year how easy it is to find a good paying job. Check with a 40 year old that just
If you are wanting to get out of debt or make improvements to your financial position then cutting your expenses is pretty much a necessity. Things like cable TV, restaurants, and shopping sprees are usually the first things to hit the chopping block. But at some point you can slash all frivolous items from your
I started selling residential real estate by default. After a lay-off from my 6-figure income job and with a young child and massive amounts of debt, I needed income fast. I didn’t have the luxury of spending time looking for a new career or going from interview to interview in hopes I would land another
We are the most heavily marketed to culture that has ever existed. Just from where I’m sitting now I can see 15 different brand name items in my house. And the marketing dollars these companies spend actually work. We become “brand loyal” and spend money on buying products we don’t need just because a marketing
Ask someone what they think the “American Dream” is and they will typically tell you that it’s either starting your own business or owning a home. Maybe if they knew how difficult starting a business is they’d just answer with owning a home. Being an entrepreneur is no easy task. When you decide to start
If you’ve ever set a goal to improve yourself you understand that in order to see positive results you need to make changes in your life. Continuing to sit on the couch when you want to lose weight won’t work. Spending money at the mall when you want to get out of debt isn’t a