There are probably a dozen things you can think of that you’d do with an extra $1,000 right now. Winter is coming. There are decorations and gifts to buy. Maybe you want to pay off some debt or boost your savings account. Maybe you need a quick weekend getaway. There isn’t much you can do […]
Money
3 Tips For An Awesome Financial Month.
I played the trombone in my high school band. Each year was an audition process to make the Region, Area, and ultimately the Texas State concert band or Texas State orchestra. So each year in August I’d get the audition music and begin practicing. By the time auditions came around in November I was as […]
Why I Quit Whole 30 On Day 10.
Starting off 2017 I had one singular goal. My singular focus for the month of January was to complete, with some friends, the Whole 30 challenge. And I quit it. If you’re unfamiliar with this, it is a meal plan with rigorous rules that say you can’t eat anything processed, or with added sugar, or […]
5 Simple Tips To Make More Money.
Most of us want to make more money. Some desire to make more money in order to finance a luxurious lifestyle like they see on Instagram. Others want more money so they can be charitable and philanthropic. And many others just don’t want to be living paycheck to paycheck anymore. Whatever the reason, to most of […]
7 Ideas For Creating An Emergency Account.
When the stock market and real estate market crashed simultaneously in late 2008 and early 2009 we were unprepared because we didn’t have an emergency account. I was 22 years old with a new baby at home and several hundred thousand dollars in debt. I had no savings account, no college degree, and my wife and […]
The Money Lesson I Learned From Spring Cleaning.
Getting a house ready to sell is really not a fun process. I walk my clients through what to do all the time and it’s never really impacted me to show them the places they need to paint or the closets that need decluttered. But we are now selling our current home and I took my […]
Take Your Generosity To A New Level This Year.
It never fails that during Christmas season I freak out about who to put on my gift list and what I’m going to buy them. Some people just naturally know what to buy for their friends and family, but I’m not one of those people. I procrastinate. I think about what they’d like entirely too […]
How Credit Card Consolidation Can Put You In More Debt.
Paying off debt is important and utilizing a lower interest rate to reach that goal is a good idea, as long as you follow some key rules first. Otherwise it will ruin your get out of debt plan. In this video I explain why consolidation is dangerous and how you can responsibly use credit card […]
How To Sell Your Car For A Ton Of Money.
It’s time for an upgrade! Or, maybe you need to get rid of that nice car with a payment and go buy you a cash car junker while you work to get out of debt. Whatever the reason, you need to sell your car you currently own in order to purchase the next one. When it […]